Oh Hey, I'm Pamela J!

Single mom on a mission to create Core Values Based Kingdom Impact (aka make heaven crowded), former W2 earner, online educator, digital CEO, consumer debt free and currently investing my active income into long term rentals. 

It wasn't that long ago that I was paralyzed by debt and indecision. I lost two homes, sold my jewelry for cash to feed the kids (nearly sold them too -- jk). I almost filed for bankruptcy but instead filed for divorce.

With divorce came half the debt -- which left me feeling incredibly defeated and hopeless. There just wasn't enough month at the end of the money and that was beyond stressful, causing sleepless nights and health issues. I was at a loss.

Thankfully the Holy Spirit whispered to me (or maybe it was was more of a shout) 'Pamela J, you've done harder things in your life; you can get out of this; I've got you; walk with me while I light the path'. So I obeyed. He had me indeed and together we dug out. Did I want to quit, heck yes! But I didn't because HE had me. It wasn't easy but so worth it for me and for my family! 

Once I found debt freedom and  was in position to AGAIN invest in long-term rentals, I made a promise to God that I would teach others how to REBUILD, just like I did and continue to do. This led to building my online education business so you could learn to do the same from the comfort of your own home or local coffee house, from someone who has been where you are and shoveled out of that deep pit.

Which is exactly why I'm here. To give you hope and a future as God promises. To guide your steps. To coach you. To hold you accountable. To help get you out and stay out of consumer debt so you can then start giving your hard-earned money the job of working FOR YOU, not against you!

What is on the other side of where you are now -- stressed out and stuck on the hamster wheel going nowhere fast or caught up in the 40 year rat race at your job -- is absolutely freeing.

My friend, I want you to experience this FREEDOM, too.

I've got you.

xo, PJ

And we know that God causes all things to work together for good to those who love God, to those who are called according to His purpose. Romans 8:28 NKJV